Our lofty goal...

We just logged on to see our total school loan amount that is left after making a payment from our tax return. The total is (drum roll please)......

$68, 303!

Don't get me wrong- that is a LOT of money...but compared to starting at $120,000, it's not so bad.

Our goal (well actually Luther's goal) is to get this all paid off in three more years. Taking that amount and dividing it by 36 months comes out to about $1900 per month (totally unrealistic for us)! However, we have a spreadsheet (imagine that) that shows each loan individually so that we know how much we need to pay off each loan. Luther even numbered the order in which we will pay them. We have $3200 left on a loan that started off MUCH higher and then we will move on to paying off our other loans. We have 13 left altogether. Wish us luck and say a prayer:)